FEMA Announces Additional 60-Day Extension for Maryland Flood Insurance Policyholders to File a Proof of Loss for Flood Damage from Hurricane Irene
Dec 7, 2011
The Maryland Department of Insurance issued the following news release on December 1, 2011 regarding a 60-day FEMA extension for state flood insurance policyholders that allows them to file a proof of loss for damage incurred as a result of Hurricane Irene. The news release is reprinted below:
The Federal Emergency Management Agency (FEMA) has extended the proof of loss deadline for Maryland flood policyholders who sustained flood damage from Hurricane Irene to 150 days after the date of loss. Those who incurred damage on Aug. 26 will have until Jan. 23, 2012, to file a proof of loss. Maryland is one of 16 states where the deadline has been extended.
“I am grateful that Marylanders will have more time to submit flood claims, as I know that many people are still struggling to recover from the damage sustained during and after Hurricane Irene,” said Maryland Insurance Commissioner Therese M. Goldsmith.
Although the Standard Flood Insurance Policy (SFIP) requires a policyholder to send the insurer a complete, signed, and sworn proof of loss within 60 days after the date of loss, FEMA extended the deadline twice, first for an additional 30 days, and now for another 60 days.
Maryland flood policyholders who incurred flood damage between Aug. 26 and Sept. 4, 2011, and wish to file proof of loss with an NFIP (National Flood Insurance Program) insurer must do so within 150 days after the date of loss-by Jan. 23 to Feb. 1, 2012, depending on the date of loss-to be eligible for payment of the flood insurance claim. This extension applies to all claims for flood damage arising out of Hurricane Irene to NFIP-insured buildings and their insured contents.
For questions regarding this extension or a flood claim, contact your insurer or the National Flood Insurance Program (NFIP) at 800-621-3362.