Florida’s Evolving Insurance Landscape: Insights from the Chambers Insurance Litigation 2025 Practice Guide
Nov 12, 2025
Florida’s insurance market continues to be one of the most closely watched in the country, shaped by legislative reform, evolving case law, and shifting expectations around insurer conduct.
In the Chambers and Partners Insurance Litigation 2025 Global Practice Guide, Colodny Fass Shareholders Maria Elena Abate and Matthew Scarfone, together with PartnerFernando Valle, analyze how recent developments are redefining Florida’s “good faith” framework and influencing how insurers approach claims handling and settlement decisions.
Their article, “I Can See Clearly Now – Analyzing Florida Insurers’ Good Faith Obligations in the Face of ‘Clear’ Liability Post Tort Reform,” examines how the 2023 tort reform measures and subsequent court interpretations are changing the standards by which insurer behavior is judged. The piece explores:
- How new legislation created a 90-day “safe harbor” period for insurers to investigate and respond to claims
- The tension between legislative efforts to promote predictability and judicial decisions that could expand exposure
- Practical takeaways for insurers navigating this evolving legal landscape.
The article offers valuable context for insurers, policyholders, and businesses operating in Florida’s complex regulatory environment and highlights what these changes mean for fairness, accountability, and risk management going forward.
Read the full Florida Trends and Developments section in the Chambers and Partners Insurance Litigation 2025 Global Practice Guide: https://practiceguides.chambers.com/practice-guides/insurance-litigation-2025/usa-florida/trends-and-developments