Texas Department of Insurance Special Data Call to Private Passenger Auto Insurers Due March 2, 2015
Feb 19, 2015
Above: Colodny Fass Partner Megan Grant Notes Special Texas Private Passenger Auto Insurance Data Call
In Bulletin B-0004-15 issued yesterday, February 18, 2015, the Texas Department of Insurance (“TDI”) issued a special data call for information from insurers writing private passenger automobile insurance in Texas.
Due by March 2, 2015, the requested information pertains only to bodily injury and property damage liability coverage written on a private passenger automobile insurance policy. The TDI noted that an expedited response from insurers is requested so that legislative inquiries can be addressed.
For the purposes of this data call, the TDI provided the following definitions:
Named Driver Policy–An automobile insurance policy that does not provide coverage for an individual residing in a named insured’s household specifically unless the individual is named on the policy. The term includes an automobile insurance policy that has been endorsed to provide coverage only for drivers specifically named on the policy. See Texas Insurance Code §1952.0545 and 28 Texas Administrative Code §5.208.
Excluded Driver Endorsement–An endorsement attached to a private passenger automobile insurance policy that excludes coverage for a person specifically named in the endorsement.
Standard Policy–A private passenger automobile insurance policy that provides coverage for the named insured, named insured’s spouse, family members residing in the household, and others using the insured automobile. A standard policy does not include a named driver endorsement or an excluded driver endorsement.
Other Policy Types–Any other type of private passenger automobile policy that is not a Named Driver Policy or a Standard Policy, and is not a policy with an excluded driver endorsement.
Claim–A claim that is reported per occurrence for liability combined, not per claimant or per coverage.
Reported policy types must equal 100 percent of an insurer’s total book of private passenger automobile business.
Insurers must complete separate forms for each admitted company. County mutuals operating under Texas Insurance Code §912.056 must report separately for each managing general agent, district or local chapter. Reporting by group is not permitted.
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